Medicare

 Part A (Hospital Insurance):

Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

 Part B (Medical Insurance):

Services from doctors and other health care providers. Outpatient care. Home health care. Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment). Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits) 

 Part C (Medical Insurance):

Combine your Medicare Part A and Part B coverage into one convenient plan, often including additional benefits like prescription drug coverage, dental, vision, hearing, wellness programs, and more to help lower costs. 

 Part D (Drug coverage):

Helps cover the cost of prescription drugs. You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare. 

 Medigap:

Cover out-of-pocket costs that Original Medicare may not pay for, such as copayments, coinsurance, and deductibles. These plans provide added financial protection and flexibility, allowing you to see any doctor or specialist that accepts Medicare nationwide.