Protect Your Future with Asire Life Insurance Agency

Affordable protection for a defined period, typically 10 to 30 years.  Term Insurance is the most affordable type of insurance when initially purchased, is designed to meet temporary needs.  For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. 

 Universal Life Insurance was created to provide more flexibility than whole life insurance by allowing the policy owner to shift money between the insurance and savings components of the policy. Lifetime protection, flexible premium payments with potential to build cash value while earning at a minimum interest rate (both Fixed and Indexed options). 

Permanent life plan that provides coverage throughout the insureds entire life.  The investment component accumulates a cash value that the policyholder can withdraw or borrow against. As the most basic form of cash-value life insurance, whole life insurance is a way to accumulate wealth as regular premiums pay insurance costs and contribute to equity growth in a savings account where dividends or interest is allowed to build-up tax-deferred. 

Fixed-dollar income payments backed by guarantees in the contract.   Whether you’re planning for retirement or looking for guaranteed growth, we’ll help you choose a solution that supports your long-term financial goals. 

 Loans, credit card debt, estate costs, the funeral... most people leave behind unpaid expenses when they die, expenses that, if left unattended, burden their families tremendously. Final expense coverage is life insurance that pays off these debts, ensuring that everything will be taken care of if you pass.